Learn how a targeted approach to
accomplishing desired employee retirement saving and preparation
behavior and maximizing employer return on investment can
improve your employees' appreciation and use of your defined
contribution plan. Over the last 15 years, we've learned that many workers are
unable to take full advantage of their defined contribution
retirement savings plan and properly prepare for retirement due to a
multitude of reasons. Though some of these issues can be
addressed by plan design changes now available because of the
new Pension Security Act, there will still be a need for plan
communication and education programs regarding saving and retirement
itself. We've also learned that certain
communication and education approaches are more effective than
others at eliciting desired plan participant behaviors. Organizations
and their providers can save time, energy and money by executing
mini-education and communication programs targeted at employees with
particular demographics.
Your
presenter for this session will be Dr. Richard D. Glass, CEBS, CRC®,
President of Investment Horizons, Inc., a registered investment
adviser. Investment Horizons focuses its efforts in three areas: (1)
developing investment education programs and materials for the
401(k), 403(b), and 457 marketplaces, (2) helping plan sponsors and
their advisors make their 401(k) plans more efficient and effective
for the participant, and (3) making plan fiduciaries more cognizant
of the magnitude and scope of their fiduciary responsibilities and
potential liability exposures. He received his B.S.
and Ph.D. from the University of Pittsburgh and did his postdoctoral
work at Harvard. He is also a Certified Employee Benefits
Specialist (CEBS) and Certified Retirement Counselor®
(CRC®). His articles have appeared in periodicals such as Employee
Benefits Journal, Pension
and Investments, Benefits
Quarterly, and Plan
Sponsor. The guidebook, "Selecting
Investments for Your Retirement Account" (now in its fifth
edition), co-authored with Stan Marshall,
has sold over 150,000 copies. He is also a member of the
Communication and Education Committee of the Profit Sharing/401k
Council of America.
